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Frequently Asked Question
Here are answers to some questions you may have.

Q: How important is job stability when applying for a loan?

Q: Should I get pre-qualified or pre-approved before I begin house hunting?

Q: How much should I put down on a house?

Q: When does it make sense to refinance?

Q: What if I'm self-employed or don't have a two-year job history?

Q: What's the difference between pre-approved and approved?

Q: What do I do if I have credit problems, or no credit history?

Q: Can I ever put zero down?

Q: What first-time buyer programs are available?

Q: Can I take cash (equity) out of my home?


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